» Learn about Financial Statements Auto-Load

Financial Statements Analysis
With CreditMatrix, you can capture financial statements in any format, create financial ratios of any complexity using your pre-defined financial statements format, and perform simple and complex financial statements analysis.

As part of the financial statements analysis, CreditMatrix provides a measure of a customer’s probability of default based on its financial statements using the Altman Z-Score Public and Private companies’ models. Altman-Z Score is the gold standard for bankruptcy prediction within the next 24-month period.

Other financial analysis reports produced include:

• Financial Ratio Analysis - comprehensive reports on financial statement ratios classified by categories – Leverage ratios, Activity ratios, Liquidity ratios, etc. Other financial statements derived quantities such as Working Capital, Tangible Net Worth, Operating Cash Flows, etc.
• Financial Risk Rating Analysis - A risk rating analysis based on your financial statements. Gain quick understanding of the financial strength of a customer on an organizational-wide standard based on your pre-defined risk models.
• Basic Financial Statements - shows your customer's complete Balance Sheet and Income Statement in your desired financial statement format.
• Variance Analysis - reports the variance for each financial statement line item from one period to the next.
• Common Size Report - reports the relative significance of each financial statement line item measured in percentages.
• Cash Flow Analysis – Comprehensive cash flow analysis reports based on FASB 95 prescribed guidelines.

» Learn about Financial Statements Auto-Load